Loan to Deposit Ratio (LDR)

LDR merupakan salah satu rasio likuiditas menilai kinerja suatu bank.

LDR = total kredit yang diberikan/ giro+deposit+tabungan
OR
LDR = loans/deposits

LDR mengukur kemampuan bank dalam memenuhi kewajibannya kepada para deposannya dengan menarik kembali kredit yang telah diberikan kepada debitur.

Irreplaceble

Hmmm Off course most of u have heard this title of song before. Yes Beyonce... who else the famous singers.

Well I love the song and the lyrics, the beats...
Is true that yes we are girls should act like what just the lyrics says..
Don't be afraid because there will be another one for us in just a second